Is there a personality type for investing and frugal living? Yes. I believe so. My Grandfather is so tight he can peel an orange in his pocket. My own Father, by contrast, is very generous and doesn’t concern himself with budgets. I like to think I’m somewhere in between. I can make the hard choices and restrict myself when I need to but when I do have disposable income I love to use it for travel or share it with my friends.



I’ve always been a fan of role play games (RPGs). Especially the like of World of Warcraft and Final Fantasy 14 Online. These online games have their own markets and micro-economies that respond to real-world events. Entire research papers have been written about them. These games often feature an aspect players refer to as “grinding”. This means working on some repetitive, sometime tedious task, to achieve a specific goal in the game. 

Being a nerd has some financial benefits. There was many a Saturday night when I was happy to stay in and game while everyone else was out drinking their pay checks. 

Final Fantasy 14
Gardening is an incredibly satisfying hobby that can be almost completely free. I am working towards subsidising my groceries with home-grown produce over the coming years. Gardening is also a perfect metaphor for investing as this quote summarises:
When is the best time to plant a tree?  – Twenty years ago When is the second best time to plant a tree?  – Today
Lettuce Seeds

I got very sick on new years eve 2017 and while couch-bound and recovering I watched the Minimalism documentary on Netflix. The core values really struck a note with me as I am environmentally conscious, hate waste and generally get stressed by collections of valueless junk that most of my friends surround themselves with. Adopting some of these principals allows me to fit my entire life into the smallest room in my house. This, in turn, allows me to rent out the larger rooms while I live happily in a single box room.

I Love to Learn

Learning news skills is very important to me, I like to be able to do stuff myself. Currently I am learning Carpentry and Spanish.

My knowledge of personal fianance is expanding through reading, I started with Rich Dad Poor Dad by Robert Kiyosaki. Since then I have read a few more books and keep a summary of the key learning points that I take away from them.


What About Your Personality Traits?

That’s my two cents on the subject of personality traits suited to personal finance. What about you? What do you think are the intrinsic factors in your life that have drawn you to your interest in personal finance. Let me know in the comments.

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