Personal Finance and investing
Setting Up Your Own Business and Director’s Pension in Ireland An UPDATE ON MY PROGRESS How Did My Company Do in 2021? A while back, I wrote an article about setting up my own company in January 2020 with a view to structuring my income in a more tax-efficient way. At the time, I was …
Financial Goals Review MID YEAR 2020 I make a habit of reviewing my financial goals every six months. This is important because it forces me to take a record of any progress I have made. It gives me a chance acknowledge any progress and my mistakes – putting my actions or lack of action into …
How I set up a company in Ireland (and probably got it wrong) The title says it all so if you have landed here looking for advice you are in the wrong place. I have no idea what I am doing but I am doing it anyway. Why am I doing this myself? Would it …
I built a wheelie bin storage unit using (mostly) pallet wood That’s a rather ambitious claim for this post, although technically it is true, I did build a wheelie bin storage unit using mostly pallet wood. It’s just not very good. Wheelie bins are a necessary eyesore in my front garden. Fortunately I was looking …
Wheelie Bin Storage Unit Built from (mostly) Pallet Wood Read More »
How much did I earn from Peer-to-Peer investments in 2019? Below is an overview of the platforms and account values of the peer-to-peer lending platform that I am invested in at the time of posting this article. Please note that the links in this table are affiliate links and if you sign up to the …
Peer-to-Peer Earnings and Tax Liability for the 2019 Tax Year Read More »
Envestio Peer-to-Peer Vanishes with My Money I was just putting the finishing touches on my next blog post detailing how much money I had earned through Peer-to-Peer investments in 2019. Then, through my subscription to the P2P-Banking I caught wind of what has just happened with one of the platforms I am subscribed to. Envestio …
I Tracked my Spending for One Year and My Grocery Bill Shocked Me I tracked my spending for one year because this is the very first lesson to learn on your journey to better finances. It’s very simple and very, very powerful – track your spending. That’s all. Easy right? Not exactly. It takes some serious …
I Tracked my Spending, my Grocery Bill Shocked Me Read More »
There’s Great Drying Out! Why I Don’t Use Detergent or Fabric Softener A while ago, I was chatting with a friend about articles I read online regarding washing your clothes using bicarbonate of soda and vinegar. To my surprise, he told me that he had been doing it for ages due to an intolerance he …
Washing Your Clothes with Bicarbonate of Soda and Vinegar Read More »
I finally switched my mortgage! I have been trying to switch my mortgage for over a year now and I have finally achieved it! The first few attempts were through brokers and another bank. The first attempt failed because my income was so low it was described as “below threshold”. At that point I was …
Mid-Year Financial Review It’s July of Summer 2019 and the weather in Dublin has been great. I am taking a moment to do a mid-year financial review which also involves me looking at my goals. I like to review my financial and personal goals regularly to see if they are still relevant and how much progress …